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Kimberly Gates

K.G.

CA DRE# 01470998

Honest. Knowledgable. Warm. These are just a few words clients frequently use to describe Kimberly Gates. Born and raised in Southern California, Kimberly was drawn to the natural beauty and vibrancy of the Bay Area and has called the region home for the past 23 years.

Whether you’re looking for a peaceful oasis in Alameda, a trendy hotspot in Berkeley, a charming retreat in Oakland, or one of the East Bay's “hidden cities”, Kimberly can help you find the perfect place to live, work, and play—not to mention love.

After earning her Master’s Degree from Harvard University, Kimberly went on to have a successful corporate career with Kaiser Foundation Health Plan, General Electric Homeland Protection, Inc., and served as a governor appointee in the Gray Davis administration.

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  • Ralph

    “Kimberly Gates is a phenomenal realtor. Due to her knowledge, expertise and hard work our home sold quickly and for a record price for the area.”

  • Doug

    “Awesome experience working with Kimberly. She delivered every step of the way. You won't be disappointed. I couldn't be happier with how she handled everything.”

  • Brian

    “She is very professional, trustworthy, and approachable that makes you feel comfortable in negotiating with her all throughout the process. I would highly recommend her.”

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Neighborhoods

Oakland

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East Bay Hidden Cities North, South, and West

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West Contra Costa County

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A Little Weekend Eye-Candy! Peace To You & Yours

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Keeping Current Matters

First Time Home Buyers

Key Questions To Ask Yourself Before Buying a Home

08/2/21   |   KCM Crew

Sometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in mind, they may also be missing crucial information about today’s housing market that you need to make your best decision. Before you decide whether you’re ready to buy a home, you should know how to answer these three questions. 1. What’s Going on with Home Prices? Home prices are one factor that directly impacts how much it will cost to buy a home and how much you stand to gain as a homeowner when prices appreciate. The graph below shows just how much experts are forecasting prices to rise this year:Continued price appreciation is great news for existing homeowners but can pose a significant challenge if you wait to buy. Using these forecasts, you can determine just how much waiting could cost you. If prices increase based on the average of all forecasts (12.46%), a median-priced home that cost $350,000 in January of 2021 will cost an additional $43,610 by the end of the year. What does this mean for you? Put simply, with home prices increasing, the longer you wait, the more it could cost you. 2. Are Today’s Low Mortgage Rates Going To Last? Another significant factor that should inform your decision is mortgage interest rates. Today’s average rates remain close to record-lows. Much like prices, though, experts forecast rates will rise over the coming months, as the chart below shows:Your monthly mortgage payment can be significantly impacted by even the slightest increase in mortgage rates, which makes the overall cost of the home greater over time when you wait. 3. Why Is Homeownership Important to You? The final question is a personal one. Before deciding, you’ll need to understand your motivation to buy a home and why homeownership is an important goal for you. The financial benefits of owning a home are often easier to account for than the many emotional ones. The 2021 National Homeownership Market Survey shows that six of the nine reasons Americans value homeownership are because of how it impacts them on a personal, aspirational level. The survey says homeownership provides: Stability Safety A Sense of Accomplishment A Life Milestone A Stake in the Community Personal Pride The National Housing & Financial Capability Survey from NeighborWorks America also highlights the emotional benefits of homeownership:Clearly, there’s a value to homeownership beyond the many great financial opportunities it provides. It gives homeowners a sense of pride, safety, security, and accomplishment – which impacts their lives and how they feel daily. Bottom Line Homeownership is life-changing, and buying a home can positively impact you in so many ways. With any decision this big, it helps to have a trusted advisor by your side each step of the way. If you’re ready to begin your journey toward homeownership, let’s connect to discuss your options and begin your journey.

Buying Myths

Waiting To Buy a Home Could Cost You [INFOGRAPHIC]

07/30/21   |   KCM Crew

Some Highlights If you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again. The longer the wait, the more you’ll pay, especially when mortgage rates and home prices rise. Even the slightest change in the mortgage rate can have a big impact on your buying power no matter your price point. Don’t assume waiting will save you money. Let’s connect to set the ball into motion today while mortgage rates are hovering near historic lows.

Work With Kimberly

Kimberly is a long-time Bay Area resident and knows the market intimately. Call Kimberly today to schedule a private showing.

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