Hi Friends & Family!
Yes, the credit score does matter. Good News! You have more control than you think and it doesn’t have to be a barrier to getting a home. Here are two tips to help you manage and protect your credit score.
Tip One: Get your free credit report every year! Work with your lender to correct any errors.
Tip Two: Approach credit “soft pulls” with caution. Credit pulls show up on your credit report as “inquiries”. These inquiries impact your credit score.
Bonus Tip: When shopping for a mortgage lender and best rates, remember to shop/compare during the same 45-day period to manage the impact of credit pulls on your credit score
– Smooches, Kimberly
